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Please
note that products and services are only available
to residents in the local market area of First Federal.
Checking
Accounts
Savings
Accounts
Other
| Personal
Checking Accounts |
Good
Neighbor Classic Checking Account
- Banking
services packaged exclusively for customers 50 and over
- $100
required to open account
- Interest
paid on collected balances
- Unlimited
check writing
- 50%
off personalized checks or
free standard checks
- Free
traditional traveler's checks
- Free
overdraft protection
- Free
ATM/Debit transactions
- Free
cashier's checks
- Free
direct deposit
- Free
personal savings account
- No annual
administration fees on IRAs
- Safe
deposit rental $10 discount with auto debit
- Free
photocopies (10 per month)
- 24-hour
telephone access
Avoid
a monthly maintenance fee with:
- daily
balance of $1,000 in any First Federal account
or
- monthly
average balance of $2,000 in checking
Otherwise:
- Monthly
maintenance fee: $ 10
Return
to INDEX
Good Neighbor Checking
Account
- Package
of services with an interest bearing checking account
- $100
required to open account
- Interest
paid on collected balances
- Unlimited
check writing
- Free
first order of 50 checks
- Free
traditional traveler's checks
- Free
ATM/Debit transactions
- Free
cashier's checks
- Free
overdraft protection
- Free
direct deposit
- Free
personal savings account
- Free
photocopies (10 per month)
- 24-hour
telephone access
Avoid
a monthly maintenance fee with:
- daily
balance of $2,000 in any First Federal account
or
- monthly
average balance of $3,000 in checking
Otherwise:
- Monthly
maintenance fee: $ 12
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to INDEX
Now
Checking Account
- $100
required to open account
- Interest
paid on collected balances of $1,000 or more
- 24-hour
telephone access
Avoid
a monthly maintenance fee with:
Otherwise:
- Monthly
maintenance fee: $ 5 plus $ .25 per check paid
Return
to INDEX
Regular
Checking Account
- $100
required to open account
- Unlimited
check writing
- 24-hour
telephone access
Avoid
monthly maintenance fee with:
- daily
balance of $600
or
- monthly
average balance of $1,500
Otherwise:
- Monthly
maintenance fee: $
8
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to INDEX
Relationship
Checking Account
- $100
required to open account
- Unlimited
check writing
- 24-hour
telephone access
Avoid
monthly maintenance fee with:
- daily
balance of $600 or
- monthly
average balance of $1,500 or
- consumer
loan balance of $5,000+ or
- residential
mortgage balance of $50,000+
Otherwise:
- Monthly
maintenance fee: $
8
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to INDEX
Basic
Checking Account
- $100
required to open account
- Unlimited
check writing
- 24-hour
telephone access
- Up to
10 checks each monthly statement cycle - no fee
After 10: $ .50 each
- Monthly
maintenance fee: $ 5
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to INDEX
Free
Checking Account
- $100
deposit required to open account
- No monthly
service fee
- No minimum
balance requirement
- Unlimited
check writing
- Unlimited
teller visits
- FREE
ATM or Debit Card (subject to approval)
- FREE
use of all First Federal ATMs
- FREE
direct deposit
- FREE
notary service
- FREE
24-hour telephone banking
- FREE
internet banking with Bill Pay
- Copy
of checks included in monthly statement
Free
Checking is a non-interest bearing account.
Return
to INDEX
| Personal
Savings Accounts * |
First
Choice Savings
- A savings
account that offers premium rates and easy access
- $10,000
required to open account
- 24-hour
telephone access
- Free
ATM transactions
- Interest
paid on collected balances
- Available
for personal accounts only
Avoid
a monthly maintenance fee with:
Otherwise:
- Monthly
maintenance fee: $ 10
Return
to INDEX
Regular
Savings Account
- $100
required to open account
- Interest
paid on collected balances of $250 or more
Avoid
a monthly maintenance with:
Otherwise:
- monthly
maintenance fee: $ 4
Return
to INDEX
Minor
Savings Account
- Start
saving early. A savings account especially for minors under
18.
- $25
required to open account
- Interest
paid on collected balances
- 24-hour
telephone access
Return
to INDEX
Premier
Money Market Account
- $100
required to open account
- Interest
is paid on collected balances of $2,000 or more
Avoid
a monthly maintenance fee with:
Otherwise:
- Monthly
maintenance fee: $ 15
- Excessive
transaction fee (more than 6 withdrawals or more than 3 checks
per statement cycle): $ 5
Return
to INDEX
*Regulatory
Transaction Limitations Apply
Certificates
of Deposit
- Maturities
are offered in varying terms. Simple interest is earned and
paid on certificates of less than one year. Certificates of
one year and more may be compounded and paid quarterly. Minimum
deposit to open is $1,000. A penalty will or may be imposed
for early withdrawal.
Return
to INDEX
Individual
Retirement Account (IRA)
- We offer
Roth or Traditional IRAs. Save for retirement with a traditional
IRA and the interest earned will be tax free until you retire.
With a ROTH IRA you put in after tax dollars and never pay
tax on the interest. Minimum deposit to open varies, and taxable
contribution situation varies by family and individual.
Return
to INDEX
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